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Most policy providers only allow you to drive other vehicles if you have a minimum of comprehensive cover. But even with this form of insurance you might not be able to drive another car. Comprehensive car insurance is designed to insure you for any accidents in a variety of different situations. It can also compensate passengers or drivers that were injured in the incident.
This could cost thousands, depending on how severe the damage is. These would stay on your record for five years. The punishment could be more severe if you already have convictions on your licence.
First, you could be added as a named driver to an insurance policy. Compare car insurance. Read more … Different types of car insurance and policy options Car insurance extras and add-ons explained Top 10 tips for cutting the cost of car insurance. In this guide.
Third party, third party fire and theft, or comprehensive insurance — which is cheaper? Choosing between third party and comprehensive insurance. Your cookie preferences We use cookies and similar technologies. Essential Performance Marketing Functionality Social. Save my preferences Accept all cookies. With motor insurance, there is usually a voluntary excess that you agree to as well as a compulsory excess set by your insurer.
Paying your premium annually rather than monthly often works out as a cheaper option overall as you may be charged interest to pay monthly. ES Money. The Escapist. The Reveller. The Optimist. ES Best. ES Mag. Follow us:.
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